Email Adelina Today!
My name is Adelina Bustamante, an Arizona native and I love living in Phoenix. I am also bilingual and speak Spanish. I have always enjoyed looking at homes and attending home tours. This interest started when my sister and I were young and we accompanied our mother driving around looking at homes and various property sites. As we drove around we all imagined living in a dream home or having a gorgeous yard. I decided to pursue this interest and become a realtor. I take pride in being hard working, dedicated and having a passion for real estate.
My other interests include trying out new recipes, going to different restaurants and traveling with my family. I also enjoy doing volunteer work as a medical interpreter at the Mission of Mercy. While I love all kinds of plants and gardens, gardening is either a hit or miss with me.
My area of service is Central Phoenix and Scottsdale. It is important to have a person you can trust. Whether it be selling your home or moving into another home, the process goes much smoother knowing your needs are being met.
My goal is to represent my client’s best interest and while working together, I will listen to you so your dreams for a home become a reality. If you have any questions regarding the purchase or sale of your home, contact me for a consultation. I look forward to serving you!
Frequently Asked Questions
What are the steps for first-time buyers in buying a home?
Step 1: Gather a down payment
Step 2: Check Your credit score
Step 3: Get Pre-approved for a mortgage(different than a pre-qualification)
Step 4: Find a Real Estate Agent
Step 5: Go Home-Buying
Step 6: Make an Offer
Step 7: Get a Home Inspection
Step 8: Get a Home Appraisal
Step 9: Head to Closing(escrow)
Step 10: Move into your home
How Does My Student Loan Debt Impact on House-Buying Power?
Contrary to many reports student loan debt is not an insurmountable barrier to homeownership for Millennials.
In Phoenix, Arizona how many historic districts are there?
There are 36 residential designated historic districts in the City of Phoenix. The list can be found on this link: HERE
Which loan is best for me?
The answer to this varies from person to person. It is important the buyer and lender decide which loan is appropriate. Most common are the Conventional Home Loan, FHA, and VA loan.
Advantages of the Conventional loan include: Down payments as low as 3%;
No upfront or monthly mortgage insurance with a down payment of 20% or more; Available for the home you’ll live in, a second home or investment property; Fixed and adjustable rates available with many loan lengths typically between 10 and 30 years; Unlike FHA, mortgage insurance is cancelable with 20% home equity; loan amounts up to $484,350 and more in high-cost counties
FHA loans offer: 3.5% down payment requirement; credit scores as low as 580 for the minimum down payment; down payment gifts can cover 100% of the down payment and closing costs; lenient income qualification.
VA loans: buyers with eligible military service history can qualify for a 100% zero- down loan. Advantages are very low mortgage rates; 15-and 30-year fixed loans available; absolutely no down payment is required; no mortgage insurance; and very lenient about credit scores.